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Consumer Loans

Consumer Loans
Grant Process 2.5.consumer Credits
Credit to be found in the application 2.5.1.consumer
Consumer demand for credit will need to apply personally to the bank. The initial process is simple and does not take much time for lender institutions. The purpose of credit must be in the framework of legal and moral values, but also contrary to the banks policies should not fall. Usually by a bank credit application form for this purpose is spent on. The forms may differ between banks.
Credit 2.5.2.consumer of the Application Form, Credit Vereceğiniz Authorities in the hands of Geçme
Consumer loan application form will be taken personally. Bank officials and fill the form is correct to check and correct any missing or incorrect must immediately. Because a flaw or error in the application form for future loans, tracking falls can lead to serious problems. Credit transactions while failing aspects of the correct application of the duty credit is authorized.
Credit to the applicant in person to 2.5.3.consumer Opinion
This stage by several credit agencies are considered to be the most important step. In general, face to face in these negotiations, the applicant has been granted by the person and specific to the recovery of information is completed. The duration of negotiations, the requested loan amount, type and contact information provided by the person may vary according to the rate. Large share of the success of negotiations in the bank is authorized.
Applications will be received from the Customer 2.5.4.consumer Documents
Consumers must apply to documents received from customers vary between banks, although generally the following are made:
  • Consumer loan application form,
  • photocopy of the applicant and the guarantor of the population of the wallet,
  • The applicant and the guarantor in case of paid work and the workplace and authorized signature stamp carries the copy of the payroll, income and other income of the spouse, if supporting documents,
  • Borrower and guarantor shall be a partner in the company, partners intelligence bulletin,
  • Borrower is a legal person, or first class if the bookkeeping, the tax office with the approved balance sheet for last three years, account status, document,
  • In case of legal entities of the Borrower relating to the establishment of companies in the trade registry copy of the newspaper,
  • The guarantee will be taken as a mortgage, gayrimenkulun expert report and photocopy of the deed,
  • car loan, the cars proforma invoice, the
  • used car loan, the cars license copy of insurance and automobile insurance is taken.
    Banks in accordance with the law, not exceeding a specified amount of cash and credit transactions, deposits, government bonds, treasury bonds, treasury bills and gold Rehn bail money to enjoy the credit of the account status document may not be used.
    Credit to the applicant by Credit 2.5.5.consumerTransmitter Accuracy of Information Araştırılması Featured Institution
    The person in question in the survey apply first previous relationship with the bank is examined. The amount of the persons bank accounts, accounts opened and for how long accounts, such as how the issues can be performed are reviewed.
    Also if you have previously received loans are paid back what they like, and what amount they are requesting to do is set. Finally, the loan applicants current job status, the stability of residence, the earlier work of the state, has done research on the state of the specified assets are about to be.












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